Well, this is another new year, it is not just another year. We are now six months into 2022, and we are still dealing with the Pandemic--just in a slightly different way.  While we find ourselves looking forward to a time when we can say that it is all behind us, we have to acknowledge we are simply not there yet—But we seem to be getting there.  So, as we endure this strange world we currently live in, we realize that the trends we are seeing have a lot to do with the unprecedented change we have experienced.